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how the program works


Make One Low Monthly Payment

Instead of struggling to make minimum payments, you could free up cash each month by depositing those funds in an account that you own and control.


Reduce What You Owe

Once enough funds are built up in your account, the Lift team negotiates with your creditors to settle your debt for less than you owe.


Approve Your Settlement Offers

When a settlement is reached with your creditor, Lift will send the offer to you for your approval so payments can be sent to the creditor from your account.


Get Rid Of Your Debt

Once all the debts you enrolled in the program go through these steps and are fully resolved, you'll be free from debt!

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